What is the CCB China Tourism Card?37

The CCB China Tourism Card (CCB CTC) is a credit card issued by China Construction Bank (CCB) designed specifically for Chinese tourists traveling abroad. It offers a range of benefits and services tailored to the needs of Chinese travelers, including:

Benefits and Features
Exclusive discounts and privileges: Cardholders can enjoy exclusive discounts and privileges at partner merchants worldwide, including hotels, airlines, restaurants, and attractions.
Foreign exchange convenience: The card is preloaded with Chinese yuan (CNY) and automatically converts to local currency when used abroad, eliminating the need for currency exchange and saving on transaction fees.
24/7 concierge service: Cardholders have access to a dedicated 24/7 concierge service that can assist with travel arrangements, restaurant reservations, and emergency assistance.
Travel insurance: The card provides comprehensive travel insurance, including coverage for medical expenses, lost luggage, and trip cancellations.
UnionPay acceptance: The card is accepted at millions of UnionPay merchants worldwide, ensuring convenient access to payment services in most countries.

Eligibility and Application

To be eligible for the CCB CTC, applicants must:
Be a Chinese citizen or permanent resident.
Have a valid Chinese ID card or passport.
Meet the income or asset requirements set by CCB.

Applications can be submitted online or at CCB branches. The approval process typically takes 7-10 business days.

Fees and Charges

The CCB CTC comes with the following fees and charges:
Annual fee: 600 CNY
Foreign transaction fee: 1.5%
Cash withdrawal fee: 3% (minimum 30 CNY)
Late payment fee: 0.05% of the outstanding balance (minimum 20 CNY)

Usage Tips

To maximize the benefits of the CCB CTC, consider the following tips:
Use the card for all eligible purchases abroad to take advantage of the exclusive discounts and privileges.
Preload the card with sufficient CNY to avoid foreign exchange fees and minimize transaction costs.
Take advantage of the 24/7 concierge service to enhance your travel experience and resolve any issues promptly.
Understand the fees and charges associated with the card and use it wisely to avoid unnecessary expenses.
Check with your mobile network provider for roaming charges when using the 24/7 concierge service abroad.

By following these tips, Chinese tourists can enjoy the convenience, savings, and peace of mind offered by the CCB China Tourism Card.

2024-10-16

Previous：China National Tourism Day: Celebrating the Wonders of the Middle Kingdom

Next：Where to Go in China: A Comprehensive Guide for Travelers